1. Our finance company will use a credit reference agency to check your credit rating in order to assess your application. The credit reference agency will keep a record of any search made.

2. In order to apply for credit you must:

• be at least 18 and under 75 years of age
• be either employed more than 16 hours per week, self-employed, retired and over the age of 50 or living with a working partner, or in receipt of an invalidity or disability allowance
• have been a UK resident for 12 months or more
• be able to make repayments by direct debit
• provide your previous address if you have lived at your current address for less than 3 years

Interest Free Finance Levels
over £280	6 Months
over £750	12 Months
over £1500	24 Months
over £2500	36 Months

To use our calculator:
1. Insert a value for the amount of credit you wish to take out.
2. Click the 'Recalculate Finance' button.

This is just an example - you will be presented with an accurate monthly payment figure if you decide to use our Interest Free Finance when you process your final order.