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Stif Finance Calculator
To apply for credit you must fit the following criteria.

  1. You must be 18 years of age (20 if you are a Jersey resident), but under 85 years of age at the time of application.
  2. You must be a permanent UK resident.
    1. you must be in regular employment (minimum 16 hours per week), including self employed or
    2. you must be a spouse/partner at home who lives with their spouse/partner who is in regular employment or
    3. you may apply if you are retired and are 50 years or over. Details of your last occupation may be required, or
    4. you may also apply if you are an unemployed disabled person with a satisfactory income and / or savings - confirmation of this will be required.
Note: We cannot accept proposals from students or the unemployed - I Know I know - spoilsports.
EXAMPLE BUY NOW PAY LATER CALCULATOR
Please enter the amount of deposit you wish to pay in the highlighted box below and click 'calculate'. The deposit must be a minimum of 10% of the order value. Next, move down the page and click the 'CALCULATE' button to view the payment options.

Of course, this is just an example, but if you decide to pay by finance, you would choose a payment option by placing a tick in the appropriate box.
If you are not happy with any of the options presented, please click back to try our other finance calculator.
Camelbak Hawg '05 Drinks Pack   £79.99  
TOTAL CASH PRICE OF GOODS   £79.99  
LESS DEPOSIT (MINIMUM 10%)     
BALANCE BEFORE CHARGES   £79.99  
PAYMENT PROTECTION PLAN (PPP) PREMIUM (OPTIONAL)   £9.52  
IF BALANCE PAID WITHIN ONE YEAR   £79.99 APR 0%
OR CHOOSE TO PAY OVER A FURTHER 36 MONTHS (4 YEARS IN ALL)      
BY 36 MONTHLY INSTALMENTS OF   £4.60 WITH PPP
OR BY 36 MONTHLY INSTALMENTS OF   £4.11 WITHOUT PPP
TOTAL PAID WITH PPP APR 29.8% £165.60
TOTAL PAID WITHOUT PPP APR 29.8% £147.96
Finance arranged by:
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